Bank of Ghana Cyber and Information Security Directive
Comprehensive 131-page directive mandating cybersecurity requirements for all banks, specialised deposit-taking institutions, payment systems, and fintech companies in Ghana. 20 sections covering governance, risk management, audit, asset management, cyber defence, incident response, access control, electronic banking, cyber exercises, external connections, cloud services, physical security, HR management, contractual requirements, ISMS/ISO 27001 certification, business continuity, compliance, and secure development. Requires mandatory ISO 27001 certification.
AC (18) AT (5) AU (12) CA (8) CM (11) CP (12) IA (9) IR (9) MP (7) PE (18) PL (8) PM (19) PS (9) RA (9) SA (15) SC (19) SI (10) SR (5)
AC Access Control
| Control | Name | BoG CISD References |
|---|---|---|
| AC-01 | Policy and Procedures | CISD-VIII |
| AC-02 | Account Management | CISD-IXCISD-VIII |
| AC-03 | Access Enforcement | CISD-IXCISD-VIII |
| AC-04 | Information Flow Enforcement | CISD-VIIICISD-XICISD-XIII |
| AC-05 | Separation of Duties | CISD-VIII |
| AC-06 | Least Privilege | CISD-VIII |
| AC-07 | Unsuccessful Logon Attempts | CISD-VIII |
| AC-08 | System Use Notification | CISD-VIII |
| AC-10 | Concurrent Session Control | CISD-VIII |
| AC-11 | Device Lock | CISD-VIII |
| AC-12 | Session Termination | CISD-VIII |
| AC-14 | Permitted Actions Without Identification or Authentication | CISD-VIII |
| AC-16 | Security and Privacy Attributes | CISD-V |
| AC-17 | Remote Access | CISD-IXCISD-VIIICISD-XI |
| AC-19 | Access Control for Mobile Devices | CISD-VIII |
| AC-20 | Use of External Systems | CISD-VIIICISD-XICISD-XIICISD-XIII |
| AC-21 | Information Sharing | CISD-VIII |
| AC-22 | Publicly Accessible Content | CISD-VIII |
AT Awareness and Training
AU Audit and Accountability
| Control | Name | BoG CISD References |
|---|---|---|
| AU-01 | Policy and Procedures | CISD-COMPCISD-IV |
| AU-02 | Event Logging | CISD-VII |
| AU-03 | Content of Audit Records | CISD-VII |
| AU-04 | Audit Log Storage Capacity | CISD-VII |
| AU-05 | Response to Audit Logging Process Failures | CISD-VII |
| AU-06 | Audit Record Review, Analysis, and Reporting | CISD-IVCISD-VII |
| AU-07 | Audit Record Reduction and Report Generation | CISD-VII |
| AU-08 | Time Stamps | CISD-VII |
| AU-09 | Protection of Audit Information | CISD-VII |
| AU-11 | Audit Record Retention | CISD-COMP |
| AU-12 | Audit Record Generation | CISD-VII |
| AU-16 | Cross-organizational Audit Logging | CISD-COMP |
CA Security Assessment and Authorization
| Control | Name | BoG CISD References |
|---|---|---|
| CA-01 | Policy and Procedures | CISD-COMPCISD-IICISD-ISMSCISD-IV |
| CA-02 | Control Assessments | CISD-COMPCISD-ISMSCISD-IV |
| CA-03 | Information Exchange | CISD-COMPCISD-XICISD-XIII |
| CA-05 | Plan of Action and Milestones | CISD-COMPCISD-IIICISD-ISMSCISD-IV |
| CA-06 | Authorization | CISD-COMPCISD-IICISD-ISMSCISD-IV |
| CA-07 | Continuous Monitoring | CISD-COMPCISD-IICISD-IIICISD-ISMSCISD-IVCISD-VII |
| CA-08 | Penetration Testing | CISD-X |
| CA-09 | Internal System Connections | CISD-XI |
CM Configuration Management
| Control | Name | BoG CISD References |
|---|---|---|
| CM-01 | Policy and Procedures | CISD-VI |
| CM-02 | Baseline Configuration | CISD-VI |
| CM-03 | Configuration Change Control | CISD-VI |
| CM-05 | Access Restrictions for Change | CISD-VI |
| CM-06 | Configuration Settings | CISD-VI |
| CM-07 | Least Functionality | CISD-VI |
| CM-08 | System Component Inventory | CISD-V |
| CM-09 | Configuration Management Plan | CISD-V |
| CM-12 | Information Location | CISD-VCISD-XII |
| CM-13 | Data Action Mapping | CISD-VCISD-XII |
| CM-14 | Signed Components | CISD-SDLC |
CP Contingency Planning
| Control | Name | BoG CISD References |
|---|---|---|
| CP-01 | Policy and Procedures | CISD-BCM |
| CP-02 | Contingency Plan | CISD-BCM |
| CP-03 | Contingency Training | CISD-BCM |
| CP-04 | Contingency Plan Testing | CISD-BCMCISD-X |
| CP-06 | Alternate Storage Site | CISD-BCMCISD-XII |
| CP-07 | Alternate Processing Site | CISD-BCMCISD-XII |
| CP-08 | Telecommunications Services | CISD-BCM |
| CP-09 | System Backup | CISD-BCM |
| CP-10 | System Recovery and Reconstitution | CISD-BCM |
| CP-11 | Alternate Communications Protocols | CISD-BCM |
| CP-12 | Safe Mode | CISD-BCM |
| CP-13 | Alternative Security Mechanisms | CISD-BCM |
IA Identification and Authentication
| Control | Name | BoG CISD References |
|---|---|---|
| IA-01 | Policy and Procedures | CISD-IXCISD-VIII |
| IA-02 | Identification and Authentication (Organizational Users) | CISD-IXCISD-VIII |
| IA-03 | Device Identification and Authentication | CISD-IX |
| IA-04 | Identifier Management | CISD-VIII |
| IA-05 | Authenticator Management | CISD-IXCISD-VIII |
| IA-06 | Authentication Feedback | CISD-VIII |
| IA-08 | Identification and Authentication (Non-organizational Users) | CISD-IXCISD-VIII |
| IA-11 | Re-authentication | CISD-VIII |
| IA-12 | Identity Proofing | CISD-IX |
IR Incident Response
| Control | Name | BoG CISD References |
|---|---|---|
| IR-01 | Policy and Procedures | CISD-VII |
| IR-02 | Incident Response Training | CISD-VII |
| IR-03 | Incident Response Testing | CISD-VIICISD-X |
| IR-04 | Incident Handling | CISD-VII |
| IR-05 | Incident Monitoring | CISD-VII |
| IR-06 | Incident Reporting | CISD-COMPCISD-VII |
| IR-07 | Incident Response Assistance | CISD-VII |
| IR-08 | Incident Response Plan | CISD-VII |
| IR-09 | Information Spillage Response | CISD-VII |
MP Media Protection
PE Physical and Environmental Protection
| Control | Name | BoG CISD References |
|---|---|---|
| PE-01 | Policy and Procedures | CISD-XIV |
| PE-02 | Physical Access Authorizations | CISD-XIV |
| PE-03 | Physical Access Control | CISD-XIV |
| PE-04 | Access Control for Transmission | CISD-XIV |
| PE-05 | Access Control for Output Devices | CISD-XIV |
| PE-06 | Monitoring Physical Access | CISD-XIV |
| PE-07 | Visitor Control | CISD-XIV |
| PE-08 | Visitor Access Records | CISD-XIV |
| PE-09 | Power Equipment and Cabling | CISD-XIV |
| PE-10 | Emergency Shutoff | CISD-XIV |
| PE-11 | Emergency Power | CISD-XIV |
| PE-12 | Emergency Lighting | CISD-XIV |
| PE-13 | Fire Protection | CISD-XIV |
| PE-14 | Environmental Controls | CISD-XIV |
| PE-15 | Water Damage Protection | CISD-XIV |
| PE-16 | Delivery and Removal | CISD-XIV |
| PE-17 | Alternate Work Site | CISD-XIV |
| PE-18 | Location of System Components | CISD-XIV |
PL Planning
| Control | Name | BoG CISD References |
|---|---|---|
| PL-01 | Policy and Procedures | CISD-COMPCISD-ICISD-ISMS |
| PL-02 | System Security and Privacy Plans | CISD-COMPCISD-ICISD-ISMS |
| PL-04 | Rules of Behavior | CISD-COMPCISD-I |
| PL-07 | Concept of Operations | CISD-I |
| PL-08 | Security and Privacy Architectures | CISD-ISMSCISD-XIII |
| PL-09 | Central Management | CISD-II |
| PL-10 | Baseline Selection | CISD-III |
| PL-11 | Baseline Tailoring | CISD-III |
PM Program Management
| Control | Name | BoG CISD References |
|---|---|---|
| PM-01 | Information Security Program Plan | CISD-ICISD-IICISD-ISMS |
| PM-02 | Information Security Program Leadership Role | CISD-ICISD-IICISD-ISMS |
| PM-03 | Information Security and Privacy Resources | CISD-ICISD-IICISD-ISMS |
| PM-04 | Plan of Action and Milestones Process | CISD-COMPCISD-IIICISD-IV |
| PM-05 | System Inventory | CISD-V |
| PM-06 | Measures of Performance | CISD-COMPCISD-IV |
| PM-08 | Critical Infrastructure Plan | CISD-BCM |
| PM-09 | Risk Management Strategy | CISD-ICISD-IICISD-IIICISD-ISMSCISD-XIII |
| PM-10 | Authorization Process | CISD-COMPCISD-ICISD-ISMS |
| PM-11 | Mission and Business Process Definition | CISD-BCMCISD-ICISD-XIII |
| PM-12 | Insider Threat Program | CISD-XIIICISD-XV |
| PM-13 | Security and Privacy Workforce | CISD-IICISD-XV |
| PM-14 | Testing, Training, and Monitoring | CISD-IICISD-IVCISD-X |
| PM-16 | Threat Awareness Program | CISD-VII |
| PM-28 | Risk Framing | CISD-IICISD-III |
| PM-29 | Risk Management Program Leadership Roles | CISD-II |
| PM-30 | Supply Chain Risk Management Strategy | CISD-XVI |
| PM-31 | Continuous Monitoring Strategy | CISD-XVI |
| PM-32 | Purposing | CISD-XVI |
PS Personnel Security
| Control | Name | BoG CISD References |
|---|---|---|
| PS-01 | Policy and Procedures | CISD-XV |
| PS-02 | Position Risk Designation | CISD-XV |
| PS-03 | Personnel Screening | CISD-XV |
| PS-04 | Personnel Termination | CISD-XV |
| PS-05 | Personnel Transfer | CISD-XV |
| PS-06 | Access Agreements | CISD-XV |
| PS-07 | External Personnel Security | CISD-XVCISD-XVI |
| PS-08 | Personnel Sanctions | CISD-XV |
| PS-09 | Position Descriptions | CISD-IICISD-XV |
RA Risk Assessment
| Control | Name | BoG CISD References |
|---|---|---|
| RA-01 | Policy and Procedures | CISD-IIICISD-ISMS |
| RA-02 | Security Categorization | CISD-III |
| RA-03 | Risk Assessment | CISD-IIICISD-ISMS |
| RA-04 | Risk Assessment Update | CISD-III |
| RA-05 | Vulnerability Monitoring and Scanning | CISD-VICISD-X |
| RA-06 | Technical Surveillance Countermeasures Survey | CISD-X |
| RA-07 | Risk Response | CISD-III |
| RA-08 | Privacy Impact Assessments | CISD-III |
| RA-09 | Criticality Analysis | CISD-III |
SA System and Services Acquisition
| Control | Name | BoG CISD References |
|---|---|---|
| SA-01 | Policy and Procedures | CISD-SDLC |
| SA-02 | Allocation of Resources | CISD-SDLC |
| SA-03 | System Development Life Cycle | CISD-IXCISD-SDLC |
| SA-04 | Acquisition Process | CISD-IXCISD-SDLCCISD-XIICISD-XVI |
| SA-05 | System Documentation | CISD-SDLC |
| SA-08 | Security and Privacy Engineering Principles | CISD-IXCISD-SDLC |
| SA-09 | External System Services | CISD-SDLCCISD-XICISD-XIICISD-XIIICISD-XVI |
| SA-10 | Developer Configuration Management | CISD-SDLC |
| SA-11 | Developer Testing and Evaluation | CISD-IXCISD-SDLC |
| SA-15 | Development Process, Standards, and Tools | CISD-SDLC |
| SA-16 | Developer-provided Training | CISD-SDLC |
| SA-17 | Developer Security and Privacy Architecture and Design | CISD-SDLC |
| SA-20 | Customized Development of Critical Components | CISD-SDLC |
| SA-21 | Developer Screening | CISD-SDLC |
| SA-22 | Unsupported System Components | CISD-XVI |
SC System and Communications Protection
| Control | Name | BoG CISD References |
|---|---|---|
| SC-01 | Policy and Procedures | CISD-VI |
| SC-02 | Separation of System and User Functionality | CISD-VI |
| SC-03 | Security Function Isolation | CISD-VI |
| SC-04 | Information in Shared System Resources | CISD-VI |
| SC-05 | Denial-of-service Protection | CISD-VI |
| SC-07 | Boundary Protection | CISD-IXCISD-VICISD-VIIICISD-XICISD-XIICISD-XIII |
| SC-08 | Transmission Confidentiality and Integrity | CISD-IXCISD-VICISD-VIIICISD-XICISD-XIICISD-XIII |
| SC-12 | Cryptographic Key Establishment and Management | CISD-VI |
| SC-13 | Cryptographic Protection | CISD-IXCISD-VICISD-XI |
| SC-17 | Public Key Infrastructure Certificates | CISD-VI |
| SC-20 | Secure Name/Address Resolution Service (Authoritative Source) | CISD-VI |
| SC-21 | Secure Name/Address Resolution Service (Recursive or Caching Resolver) | CISD-VI |
| SC-22 | Architecture and Provisioning for Name/Address Resolution Service | CISD-VI |
| SC-23 | Session Authenticity | CISD-IX |
| SC-24 | Fail in Known State | CISD-BCM |
| SC-28 | Protection of Information at Rest | CISD-VCISD-VICISD-XII |
| SC-39 | Process Isolation | CISD-VI |
| SC-40 | Wireless Link Protection | CISD-VI |
| SC-41 | Port and I/O Device Access | CISD-VI |
SI System and Information Integrity
| Control | Name | BoG CISD References |
|---|---|---|
| SI-02 | Flaw Remediation | CISD-VI |
| SI-03 | Malicious Code Protection | CISD-VI |
| SI-04 | System Monitoring | CISD-VICISD-VII |
| SI-07 | Software, Firmware, and Information Integrity | CISD-VI |
| SI-10 | Information Input Validation | CISD-IXCISD-SDLC |
| SI-11 | Error Handling | CISD-IXCISD-SDLC |
| SI-13 | Predictable Failure Prevention | CISD-BCM |
| SI-15 | Information Output Filtering | CISD-SDLC |
| SI-16 | Memory Protection | CISD-VI |
| SI-17 | Fail-safe Procedures | CISD-BCM |
SR Supply Chain Risk Management
| Control | Name | BoG CISD References |
|---|---|---|
| SR-01 | Policy and Procedures | CISD-XICISD-XIICISD-XVI |
| SR-02 | Supply Chain Risk Management Plan | CISD-XICISD-XIICISD-XVI |
| SR-03 | Supply Chain Controls and Processes | CISD-XICISD-XIICISD-XVI |
| SR-05 | Acquisition Strategies, Tools, and Methods | CISD-XIICISD-XVI |
| SR-06 | Supplier Assessments and Reviews | CISD-XVI |